Back injuries lead among the causes of workers’ compensation claims. In fact, almost one-third of all workers’ compensation claims are for back injuries. If you have suffered a back injury while on the job, you may be eligible for workers’ compensation benefits. This article will discuss what qualifies a back injury for workers’ compensation and different types of work-related back injuries. We will also provide tips on what to do if your claim is denied.
What qualifies a back injury for workers’ compensation?
If you have suffered a back injury while on the job, you may be wondering if you are eligible for workers’ compensation. Fortunately, most back injuries are covered by workers’ comp insurance. However, there are a few exceptions. For example, if your back injury is the result of a pre-existing condition, it may not be covered. Additionally, if your back injury is the result of horseplay or intoxication, it also may not be eligible for coverage.
Keep in mind the general rule that applies: the injury must have occurred while you were performing your job duties, and must not be your fault.
What are the different types of work-related back injuries?
There are many different types of back injuries that can occur while on the job. The statistics show that the most common back injuries include:
- Herniated discs
- Sprains and strains
- Fractured vertebrae
- Spinal cord injuries
Apart from these severe conditions, back injuries also include chronic back pain, which can be caused by lifting heavy objects, sitting for long periods of time, or performing repetitive motions. If you have suffered any of these injuries while on the job, you may be eligible for workers’ compensation benefits due to a significant level of disability. On average, back injuries take about seven weeks to heal and this amounts to a lot of time off from work.
What are the common causes of back injuries?
The most common cause of back injuries is lifting heavy objects. For example, if your job includes loading and unloading packages or furniture, you are at a higher risk for back injuries. Other common causes include slips and falls, motor vehicle accidents, and repetitive motions. In an office setting, you can also suffer back injuries due to improper sitting or standing.
What to do if your back injury claim is denied?
If your workers’ compensation claim is denied, there are a few steps you can take. First, you should review the denial letter and look for any errors. If you find any, you can request that the insurance company corrects them. If your claim is still denied, you can file an appeal with the state workers’ compensation board. An experienced workers’ compensation attorney can help you navigate this process and ensure that you receive the benefits you deserve.
How to prepare for the process?
The best way to prepare for the whole process is to back up your claim with evidence. In case of a back injury, this would include:
- A doctor’s note detailing your injury
- Pictures of the accident scene
- X-rays and other images of the injury
- Witness statements
If you have gathered this evidence, you can resubmit your claim or appeal the denial. If you or a loved one has suffered a back injury while on the job, contact an experienced workers’ compensation attorney today. An attorney will review your case and help you determine if you are eligible for benefits. They will also guide you through the claims process and ensure that you receive the maximum amount of benefits to which you are entitled. Don’t give up – reclaim what is rightfuly yours!